CivicParent Series

Tax Abatements: A Taxpayer's Guide


Tax Abatements 101: A Basic Overview
Tax Abatements 101: A Basic Overview

A basic introduction to the topic of tax abatements in NJ ...
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/ Abatements 101: a Series, City Hall, Jersey City Abatement Policy, Jersey City Public Schools, Property Tax, tax abatements, Tax Abatements, Tax Base


Tax Abatements 201: Abatement Impact on Conventional Taxpayers
Tax Abatements 201: Abatement Impact on Conventional Taxpayers

This is Article #2 in my series about abatements, which focuses on the impact abatements have on conventional taxpayers.  My first post, “Abatement Basics,” is located here.  How important are abatements to Jersey City residents?  The answer: extremely important.  Abatement revenues – also ...
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/ Abatements 101: a Series, City Hall, Jersey City Abatement Policy, Jersey City Public Schools, Property Tax, tax abatements, Tax Abatements, Tax Base


Tax Abatements 301: Two Sides of the Same PILOT
Tax Abatements 301: Two Sides of the Same PILOT

This is article #3 in my series about abatements.  Article #1 is “Tax Abatements 101: The Basics” and Article #2 is “Tax Abatements 201: Abatement Impact on Conventional Taxpayers.” In my previous post, “Tax Abatements 201: Abatement Impact on Conventional Taxpayers”, ...
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/ Abatements 101: a Series, City Hall, Jersey City Abatement Policy, Jersey City Public Schools, Property Tax, Sugar House, tax abatements, Tax Abatements, Tax Base


Tax Abatements 401: The Transparency Issue
Tax Abatements 401: The Transparency Issue

In his 2010 report, “A Programmatic Examination of Tax Abatements,” NJ Comptroller A. Matthew Boxer highlighted numerous weaknesses with abatements.  One issue he touched upon was transparency.  He stated, “Information concerning abatement[s]…is not published in a transparent manner or centralized ...
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/ #AMDG #Revaluation #Property Tax, Abatements 101: a Series, City Hall, Jersey City Abatement Policy, Jersey City Public Schools, Jersey City Public Schools Budget, Journal squared, KRE, Rolando Lavarro, Steven Fulop, tax abatements, Tax Abatements


Tax Abatements 501: A Critique of Mayor Fulop’s “Buy Up” Abatement Policy
Tax Abatements 501: A Critique of Mayor Fulop's "Buy Up" Abatement Policy

In my Abatement Series, I’ve discussed the basic premise of abatements, how they are funded, and the impact to conventional taxpayers.  In this post I look at Mayor Fulop’s new tax abatement policy for Jersey City, which includes two notable components: Tiering ...
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/ Abatements 101: a Series, Jersey City Abatement Policy, Jersey City Public Schools, Jersey City Public Schools Budget, Property Tax, Steven Fulop, tax abatements, Tax Abatements


Tax Abatements 601: Brighter Sunshine Mandated for NJ Abatements
Tax Abatements 601: Brighter Sunshine Mandated for NJ Abatements

Tax abatement reporting in Jersey City is finally getting more transparent.  Two distinct authoritative bodies have mandated changes that require Jersey City (and other cities) to get onboard the transparency train. This news should come as a relief to taxpayers since abatements now constitute over 20% of ...
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/ #FundOurSchools, Abatements 101: a Series, City Council, GASB Statement No. 77, Jersey City Public Schools, Jersey City Public Schools Funding Crisis, NJ's User Friendly Budget: A Series, Public Budget, tax abatements, Tax Abatements


Tax Abatements 801: We need better abatement disclosures in NJ to show impact on public schools
Tax Abatements 801: We need better abatement disclosures in NJ to show impact on public schools

This is post included in both my abatement series and a series about the User Friendly Budget in NJ.  We need better disclosures in NJ to understand the impact of tax abatements on the local fiscal landscape, particularly as it ...
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/ Abatements 101: a Series, Jersey City Public Schools Budget, Tax Abatements


The “User Friendly Budget”, part 5 & Tax Abatements 701 – Abatement disclosures in the UFB
The "User Friendly Budget", part 5 & Tax Abatements 701 - Abatement disclosures in the UFB

Note: the visualizations below are best viewed on a computer or tablet (vs a phone). Jersey City recently announced it was terminating an abatement on four buildings within the Beacon complex. The reason: “ownership defaulted on an obligation to retain ...
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/ Abatements 101: a Series, NJ's User Friendly Budget: A Series, Tax Abatements

The User Friendly Budget: a statewide view of municipal revenue & expense.


Tax Abatements 601: Brighter Sunshine Mandated for NJ Abatements
Tax Abatements 601: Brighter Sunshine Mandated for NJ Abatements

Tax abatement reporting in Jersey City is finally getting more transparent.  Two distinct authoritative bodies have mandated changes that require Jersey City (and other cities) to get onboard the transparency train. This news should come as a relief to taxpayers since abatements now constitute over 20% of ...
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/ #FundOurSchools, Abatements 101: a Series, City Council, GASB Statement No. 77, Jersey City Public Schools, Jersey City Public Schools Funding Crisis, NJ's User Friendly Budget: A Series, Public Budget, tax abatements, Tax Abatements


The “User Friendly Budget”, Part 1: Intro to the Series & How to Access the UFB
The "User Friendly Budget", Part 1: Intro to the Series & How to Access the UFB

Five years ago, New Jersey began mandating that every municipality* in New Jersey file a “User Friendly Budget (UFB)” as part of the annual budgeting process. This file is “user friendly” for a few reasons: The data is aggregated in ...
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/ #JCCityBudget, NJ's User Friendly Budget: A Series


The “User Friendly Budget”, Part 2: What’s in the User Friendly Budget?
The “User Friendly Budget”, Part 2: What's in the User Friendly Budget?

This is part of a series about the User Friendly Budget.  This is a relatively short post to lay out what’s in the User Friendly Budget. I also want to share some of how I think this file can be ...
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/ #JCCityBudget, NJ's User Friendly Budget: A Series


The “User Friendly Budget”, Part 3: the “Cover Page”, an Inventory of NJ’s 565 Municipalities, & An Overview of How UFB Data was Compiled
The "User Friendly Budget", Part 3: the "Cover Page", an Inventory of NJ's 565 Municipalities, & An Overview of How UFB Data was Compiled

This is a post in a series about NJ’s User Friendly Budget. My intent is to share basic analysis and insights with community as a way to encourage taxpayers to engage with this document and learn more about local public finance ...
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/ #JCCityBudget, NJ's User Friendly Budget: A Series


The “User Friendly Budget”, Part 4a: View Your Town’s Structural Spending with the “UFB-3 Appropriations Summary” Data
The “User Friendly Budget”, Part 4a: View Your Town’s Structural Spending with the “UFB-3 Appropriations Summary” Data

This is a post in a series about NJ's User Friendly Budget. My intent is to share basic analysis and insights with community as a way to encourage taxpayers to engage with this document and learn more about local public finance ...
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/ NJ's User Friendly Budget: A Series


The “User Friendly Budget”, Part 4b: Public Health & Public Safety (with Focus on Police) Spending in the Garden State
The “User Friendly Budget”, Part 4b: Public Health & Public Safety (with Focus on Police) Spending in the Garden State

This is a post in a series about NJ's User Friendly Budget. My intent is to share basic analysis and insights with community as a way to encourage taxpayers to engage with this document and learn more about local public finance ...
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/ NJ's User Friendly Budget: A Series


The “User Friendly Budget”, part 5 & Tax Abatements 701 – Abatement disclosures in the UFB
The "User Friendly Budget", part 5 & Tax Abatements 701 - Abatement disclosures in the UFB

Note: the visualizations below are best viewed on a computer or tablet (vs a phone). Jersey City recently announced it was terminating an abatement on four buildings within the Beacon complex. The reason: “ownership defaulted on an obligation to retain ...
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/ Abatements 101: a Series, NJ's User Friendly Budget: A Series, Tax Abatements


Let’s get civic, Montclair!
Let's get civic, Montclair!

I’m excited to share that I’m currently working with a team of civic advocates in Montclair to help grow awareness around NJ’s User Friendly Municipal Budget.  On January 26th at 7pm, we’ll be doing a quick but intense dive into ...
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/ #NJ, Montclair, Montclair's Municipal Budget, NJ's User Friendly Budget: A Series, User Friendly Budget


The “User Friendly Budget,” part 6: What drives my property tax bill? (UFB, Page 1)
The "User Friendly Budget," part 6: What drives my property tax bill? (UFB, Page 1)

This is an update to my “User Friendly Budget” series with a focus on Montclair.  Your town’s user friendly budget must be posted on your town’s website (per state law here). The first page of the user friendly budget (“UFB-1”) provides a view ...
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/ #NJ, Montclair, NJ's User Friendly Budget: A Series, User Friendly Budget


The “User Friendly Budget,” part 7: What is the mix of residential vs. business property in my town? (UFB-5)
The "User Friendly Budget," part 7: What is the mix of residential vs. business property in my town? (UFB-5)

This is an update to my “User Friendly Budget” series with a focus on Montclair.  Your town’s user friendly budget must be posted on your town’s website (per state law here). The 5th page of the user friendly budget (“UFB-5”) ...
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/ #NJ, Montclair, NJ's User Friendly Budget: A Series, User Friendly Budget


Montclair City Budgets: high-level, 6-year review
Montclair City Budgets: high-level, 6-year review

For the past few months I’ve been working with a fantastic group of advocates in Montclair to learn more about their city budget.  The visual below is an outgrowth of our work.  Through dialog, teaming, and learning together, these views ...
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/ #NJ, Montclair, Montclair's Municipal Budget, NJ's User Friendly Budget: A Series, User Friendly Budget


Understanding Montclair’s Municipal Budget: A Webinar & Teaching to Empower Taxpayers to “Follow the Public Money”
Understanding Montclair's Municipal Budget: A Webinar & Teaching to Empower Taxpayers to "Follow the Public Money"

On January 26th, 2022 I joined Montclair Councilor-at-large Peter Yacobellis for a zoom webinar about the Montclair municipal (aka town) budget. My portion of the webinar was a teaching about how to engage the public budget file, which is large, ...
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/ #NJ, Montclair, Montclair's Municipal Budget, NJ's User Friendly Budget: A Series, User Friendly Budget

Jersey City's Municipal Budgets


Jersey City’s 2022 tax hikes & Q3 and Q4 tax bill flux, explained
Jersey City's 2022 tax hikes & Q3 and Q4 tax bill flux, explained

This post made my head spin a bit … the math and timing is wonky and confusing. I’ve done my best to break it down and welcome dialog and feedback about anything that is unclear. This past week, Jersey City’s ...
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/ Jersey City Municipal Budget, Property Tax: Demystified


Jersey City Budgets & the Connection to Property Tax Expense (an interactive teaching visual)
Jersey City Budgets & the Connection to Property Tax Expense (an interactive teaching visual)

This is part of a series about the 2022 Jersey City budget. To see the full series, click here. For a listing of public data used in this post, please see the bottom of the post.   Many thanks to those ...
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/ Jersey City Municipal Budget, Jersey City Public Schools Budget


Jersey City’s 2022 Municipal Budget: Focus on Revenues & Increasing City Tax Levy
Jersey City's 2022 Municipal Budget: Focus on Revenues & Increasing City Tax Levy

In this post I’m using 2 public datasets: A: Jersey City’s 2022 Municipal Budget (Introduced) with proposed 2022 revenue and expense, located on the city website here. B: Jersey City’s 2015-2021 Municipal Budget summaries compiled in NJ’s User Friendly Budget ...
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/ Abatements in Context, Jersey City Municipal Budget


Jersey City’s 2022 Municipal Budget: a Focus on Structural Expense
Jersey City's 2022 Municipal Budget: a Focus on Structural Expense

On June 15th, Jersey City released introduced its 2022 budget. This is a part of a series about that budget. In this post I’m using three public datasets: A: Jersey City’s 2022 Municipal Budget (Introduced) with proposed 2022 revenue and ...
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/ Jersey City Municipal Budget


Jersey City’s 2022 Municipal Budget: the Big Picture
Jersey City's 2022 Municipal Budget: the Big Picture

On June 15th, Jersey City released introduced its 2022 budget. This is a part of a series about that budget. In this post I’m using two public datasets: A: Jersey City’s 2022 Municipal Budget (Introduced) with proposed 2022 revenue and ...
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/ Abatements in Context, Jersey City Municipal Budget


Series Kickoff: the 2022 Municipal Budget
Series Kickoff: the 2022 Municipal Budget

The Jersey City municipal budget was introduced last week (June 15th) via resolution 22-4009. For the past three years, I've dug into the municipal budget to better understand it. I write about it and share insights and analysis as I ...
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/ Jersey City Municipal Budget


Jersey City’s 2021 Municipal Budget — A postscript…and some closing notes around transparency & process improvement
Jersey City's 2021 Municipal Budget -- A postscript...and some closing notes around transparency & process improvement

This is a quick update to my 2021 municipal budget series which I wrote this summer based on the budget introduced in June 2021. On August 31st 2021, the city council approved the budget in its final form with some ...
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/ Jersey City Municipal Budget


Jersey City 2021 Budget: A focus on expense (including: structural expense is up $13 million this year)
Jersey City 2021 Budget: A focus on expense (including: structural expense is up $13 million this year)

This is part of a series on the 2021 city budget. The spirit of this series is: I’m interested in unpacking the budget and sharing as I go. In that same spirit, I’m sharing interactive Tableau data visualizations that help others ...
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/ Jersey City Municipal Budget


Jersey City 2021 Budget: A focus on revenues (including how the city is achieving a property tax cut)
Jersey City 2021 Budget: A focus on revenues (including how the city is achieving a property tax cut)

This is part of a series on the 2021 city budget. The spirit of this series is: I’m interested in unpacking the budget and sharing as I go. In that same spirit, I’m sharing interactive Tableau data visualizations that help others ...
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/ Jersey City Municipal Budget


Jersey City 2021 Budget: 160 abatements on city’s books; visualizations on abatement type, value, PILOTs, and taxes if billed in full
Jersey City 2021 Budget: 160 abatements on city's books; visualizations on abatement type, value, PILOTs, and taxes if billed in full

This is part of a series on the 2021 city budget. The spirit of this series is: I’m interested in unpacking the budget and sharing as I go. In that same spirit, I’m sharing interactive Tableau data visualizations that help ...
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/ Abatements in Context, Jersey City Municipal Budget, Tax Abatements


Jersey City 2021 Budget: Dig into budget using keyword search
Jersey City 2021 Budget: Dig into budget using keyword search

This is part of a series on the 2021 city budget. See the full series here. The 2021 budget documents are online here. In this post I want to look at the proposed 2021 Jersey City budget using three questions ...
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/ Jersey City Municipal Budget


Initial thoughts on Jersey City’s Municipal 2021 Budget Press Release
Initial thoughts on Jersey City's Municipal 2021 Budget Press Release

Yesterday, Jersey City taxpayers received initial news that the 2021 municipal budget would “cut taxes for Jersey City residents by an average reduction of $967 a year for every household.”  The city’s press release is here, currently the only primary ...
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/ Jersey City Municipal Budget


Jersey City’s Proposed 2020 Budget (Tableau #DataViz)
Jersey City's Proposed 2020 Budget (Tableau #DataViz)

In February 2020 the City Council introduced its 2020 budget (the city has typically approved the annual budget only in the summer / Quarter 3 timeframe — I don’t know the reason for the lag, only that the lag exists) ...
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/ #JCCityBudget, Jersey City Municipal Budget


Demystifying the City Budget (A Retro-Look at the 2019 Budget)
Demystifying the City Budget (A Retro-Look at the 2019 Budget)

LET'S DEMYSTIFY THE CITY BUDGET Learn about our $595M+ city (ie municipal) budget, in community To help taxpayers access the annual city budget, I've visualized it the 2019/20 proposed budget in Tableau, a data visualization software. Tableau puts the power ...
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/ #JCCityBudget, Jersey City Municipal Budget

Property Revaluation


Property Revaluation 101: the Equalization Ratio
Property Revaluation 101: the Equalization Ratio

This the first post in a series about property revaluation in Jersey City. Jersey City has been growing at a breakneck speed for the past fifteen years.  As a city grows, it is required to stop along the way and revalue its ...
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/ assessed value vs. market value, equalization ratio, Jersey City, Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property Tax, Tax Base


Property Revaluation 201: Quantifying Tax Inequity (A Simple Example)
Property Revaluation 201: Quantifying Tax Inequity (A Simple Example)

This is part of an ongoing series about property revaluation in Jersey City.  In my last post, I explained how Jersey City’s low equalization ratio was a cause for revaluation.  The reason: when a city’s equalization ratio is low, its market values have ...
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/ assessed value vs. market value, coefficient of deviation, Jersey City, Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property Tax, Tax Base


Property Revaluation 301: Estimating Your Post-Revaluation Tax Bill
Property Revaluation 301: Estimating Your Post-Revaluation Tax Bill

This is part of an ongoing series about property revaluation in Jersey City. Please note, an update given new state tax data reported in 2017: the 2016 equalized tax rate is reported to be 1.86%.  This is the best predictor of what ...
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/ equalization ratio, Jersey City, Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property Tax, Tax Base


Property Revaluation 401: Tax Appeal Math (Chapter 123 Law)
Property Revaluation 401: Tax Appeal Math (Chapter 123 Law)

This is part of an ongoing series about property revaluation in Jersey City.  Note: this post presumes an understanding of the equalization ratio, which I previously wrote about in “Property Revaluation 101: the Equalization Ratio.”  With Jersey City officials recently announcing that they would ...
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/ equalization ratio, Jersey City, Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property Tax


Property Revaluation 501: Mapping & Color Coding Jersey City Home Sales by Assessment-Sales Ratio
Property Revaluation 501: Mapping & Color Coding Jersey City Home Sales by Assessment-Sales Ratio

This post is part of an ongoing series about property revaluation in Jersey City.   I partnered with CivicJC to create an interactive map to help residents visualize 2015 property sales in Jersey City and their corresponding taxes. Recent property sales are informing because they are used ...
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/ equalization ratio, Jersey City, Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property Tax


Who/What/When/Where/Why of Property Revaluation
Who/What/When/Where/Why of Property Revaluation

WHO conducted Jersey City’s property revaluation? In 2016 Jersey City hired Appraisal Systems, Inc. for $4.4 million to conduct the revaluation. Here are some helpful links about the firm: ASI’s website page for Jersey City residents here. ASI’s generic powerpoint that ...
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/ Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property revaluation in context, Property Tax


Why Property Revaluation is a Social Justice Imperative in Jersey City
Why Property Revaluation is a Social Justice Imperative in Jersey City

Jersey City property taxes, as seen through state compliance data: Jersey City’s last citywide revaluation was in 1988. Jersey City’s 2017 equalization ratio is 23.66%. Jersey City’s 2017 coefficient of deviation is 35.66%. On this map: Green = under-taxed |  Red = ...
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/ Jersey City 2018 Revaluation, Overtaxation, Property Revaluation, Property Revaluation 101, Property revaluation in context, Property Tax


Property Tax & Revaluation Workshop: WHAT is Revaluation? (YouTube Video)
Property Tax & Revaluation Workshop: WHAT is Revaluation? (YouTube Video)

Learn the basics about property revaluation in this 8-minute CivicParent tutorial: ...
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/ Property Revaluation 101, Property revaluation in context


Property Revaluation 701: Property Tax Appeal Math…Are You Over-Assessed? A Tax Math Explainer
Property Revaluation 701: Property Tax Appeal Math...Are You Over-Assessed? A Tax Math Explainer

This post is meant to help a taxpayer get a jump-start on determining: is my property over-assessed? This post is not intended to cover all nuance that may arise for a particular taxpayer. Nuance abounds, which is why I’ve provided ...
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/ Property Revaluation 101

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