This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Decoding Your City Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). In my previous post I looked at the idea of structural imbalance. In this post I want to dig...Continue reading
Tag: How Local Budgets Work
JC ’25 Municipal Budget 601: Tab 4 (Structural Imbalance)
This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Decoding Your City Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). In my last post, I wrote “Where the Money Goes: Local Government is Mostly People Cost” which pointed to structural...Continue reading
JC ’25 Municipal Budget 501: Tab 3 (Expense)
This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Decoding Your City Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). The third page in the UFB is where we see how government money is spent and it’s a busy, somewhat...Continue reading
JC ’25 Municipal Budget 401: Tab 2 (Revenues)
This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Decoding Your City Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). Page 2 of the User Friendly Budget shows the revenue side of the budget — where the city’s money...Continue reading
JC ’25 Municipal Budget 301: Tab 1 (Tax Bill Summary)
This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Demystifying Your Municipal Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). Page 1 of the User Friendly Budget aims to put the Municipality in context of your entire tax bill....Continue reading
JC ’25 Municipal Budget 201: How to Find the Public Data
This post is part of a Civic Parent’s series, Take Your Seat at the Table: A Taxpayer’s Guide to Decoding Your City Budget. This series is a plain-language walk through New Jersey’s Municipal User Friendly Budget (UFB). I started sketching this series in late August, somewhere between the Route 440 Staples and the Dollar Store on...Continue reading
JC ’25 BOE Budget 101: A Primer on Budget Structure
The Board of Education's budget was confusing to the public despite several notable updates to the funding paradigm. My friend Amy Wilson writes at “Neighborhood Character” and she recently asked me for my insights about the 2025 schools budget in Jersey City. Intrigued, I dug into the documents for the first time in early April....Continue reading
JC ’22 Municipal Budget 401: A Focus on Revenues
In this post I’m using 2 public datasets: A: Jersey City’s 2022 Municipal Budget (Introduced) with proposed 2022 revenue and expense, located on the city website here. B: Jersey City’s 2015-2021 Municipal Budget summaries compiled in NJ’s User Friendly Budget Database (Excel file downloadable here). On June 15th, Jersey City released introduced its 2022 budget....Continue reading
JC ’22 Municipal Budget 301: A Focus on Expense
On June 15th, Jersey City released introduced its 2022 budget. This is a part of a series about that budget. In this post I’m using three public datasets: A: Jersey City’s 2022 Municipal Budget (Introduced) with proposed 2022 revenue and expense, located on the city website here. B: Jersey City’s 2015-2021 Municipal Budget summaries compiled...Continue reading
Tax Abatements 701 – Abatement disclosures in the UFB
Update, Fall 2025: I’ve got a new series revisiting the User Friendly Budget. Take your seat at the table and learn more here. Note: the visualizations below are best viewed on a computer or tablet (vs a phone). Jersey City recently announced it was terminating an abatement on four buildings within the Beacon complex. The...Continue reading
Municipal “User Friendly Budget” 401: The “Appropriations” Tab Shows Structural Expense
Update, Fall 2025: I've got a new series revisiting the User Friendly Budget. Take your seat at the table and learn more here. This is a post in a series about NJ's User Friendly Budget. My intent is to share basic analysis and insights with community as a way to encourage taxpayers to engage with this...Continue reading
Municipal “User Friendly Budget” 301: The Cover Page
Update, Fall 2025: I’ve got a new series revisiting the User Friendly Budget. Take your seat at the table and learn more here. This is a post in a series about NJ’s User Friendly Budget. My intent is to share basic analysis and insights with community as a way to encourage taxpayers to engage with this...Continue reading
Municipal “User Friendly Budget” 101: Series Primer & How to Access the UFB
Update, Fall 2025: I’ve got a new series revisiting the User Friendly Budget. Take your seat at the table and learn more here. Five years ago, New Jersey began mandating that every municipality* in New Jersey file a “User Friendly Budget (UFB)” as part of the annual budgeting process. This file is “user friendly” for...Continue reading